The Bank of Baroda has revised fixed deposit interest rates. The public sector bank will give up to 7.65% interest rate to the senior citizens on time deposits of above 2 years and upto 3 years. General depositors will get 7.15% on this FD. On term deposits of up to 3 years, BoB currently gives 0.50% additional rates to people of age 60 years and above.
On tenures of more than 3 years and upto 5 years, the senior citizens will get 7.15% rates. While, general citizens will get 6.50%. On time deposits of above 3 years and up to 5 years, BoB currently gives 0.65% additional rates to people of age 60 years and above.
On FDs of other tenures, depositors can get as high as 6.80% for opening fixed deposit of tenure one year, two years and above one year to less than two years. On tax saver 5 year FDs, account holders will get 6.00% interest rate.
On opening tax saver fixed deposit of five years and up to 10 years, senior depositors will get 7.50% interest rate. While, general citizens will get 6.50% as on this particular FD, senior citizens get 1% additional rate.
On 1 year FDs, the state owned bank gives 6.85% RoI to general depositors. While, BoB gives 7.35% on time deposits of this particular tenure to the senior citizens.
BoB’s FDs’ tenure range from 7 days to 10 years. On 7 days to 14 days time period, general citizens get 4.25% RoI, while, senior depositors would get 4.75% interest. For other rates check out the below table:
Bank Of Baroda Fixed Deposit Interest Rate
Tenors | Residents / General Public | Resident Indian Sr. Citizen |
7 days to 14 days | 4.25 | 4.75 |
15 days to 45 days | 4.50 | 5.00 |
46 days to 90 days | 5.50 | 6.00 |
91 days to 180 days | 5.60 | 6.10 |
181 days to 210 days | 5.75 | 6.25 |
211 days to 270 days | 6.25 | 6.75 |
271 days & above and less than 1 year (except 360 Days) | 6.50 | 7.00 |
360 Days (bob360) | 7.10 | 7.60 |
1 year | 6.85 | 7.35 |
Above 1 year to 400 days | 7.00 | 7.50 |
Above 400 days and upto 2 Years | 7.00 | 7.50 |
Above 2 Years and upto 3 Years | 7.15 | 7.65 |
Above 3 Years and upto 5 Years | 6.50 | 7.15 |
Above 5 Years and upto 10 Years | 6.50 | 7.50 |