Before this year ends, you should utilize all the rewards that you deserve for the spending of the whole year. Here come the business credit cards into play. A business credit card is convenient for small businesses and their operations. This card is designed to help and is specially curated for business purposes. If you use a personal credit card, you will sometimes earn rewards, but in comparison, the business credit card not only separates your personal and business expenses but also gives you offers and additional rewards as well.

To help you, here are the top 3 business credit cards with rewards for you:

HDFC Business Moneyback Credit Card

This credit card by HDFC is specially designed to offer the cardholder rewards such as cashback. The specialty of the card is that it provides extra reward points for online expenses and transactions.

Top Key Features

• Complimentary Zomato Gold Membership for one year.
• Earn 5% cashback on Telecom, Electricity, Government/Tax, Railway, Hotels & Dining, and Taxi transactions.
• Explore other Cashback Credit Cards available in India.
• 5X Reward Points on Fuel, capped at 1,000 points per calendar month (valid for the first year only).
• Get 2,500 Reward Points on annual spends of ₹1.8 lakh or more in each anniversary year.
• Earn 4 Reward Points for every ₹150 spent on online purchases and 2 Reward Points for every ₹150 spent on other transactions.
• For every online purchase of ₹150, earn 4 reward points.
• For every retail purchase of ₹150, earn 2 reward points.
• Redeem your reward points for cashback.

SBI Platinum Corporate Credit Card

The SBI Platinum corporate Credit Card offers various rewards, You can also track and control your or your organisation’s expenses with a designated tool.

Top Key Features

• Monitor and control your organization’s expenses using the Visa Intellilink spend management tool.
• Works and accepted at more than 38 million locations worldwide, including 3 million in India.
• Complimentary insurance coverage included with your SBI Corporate Card.
• Benefit from an interest-free credit period of 20 to 50 days.
• Card replacement available globally.

Axis Bank My Business Credit Card

The Axis Bank card is specifically designed to manage the day-to-day expenses of a business organization

Top Key Feature

• Get 4 eDGE points for every ₹200 spent, with 100 points awarded on your first online transaction.
• Enjoy 2 complimentary airport lounge visits every quarter (2 visits every 3 months).
• Withdraw cash up to 30% of your credit limit from over 1 million Visa ATMs worldwide.
• Avail a 1% fuel surcharge waiver on all fuel transactions within India.
• For any transaction over ₹2,500, contact the bank to convert large purchases into easy EMIs.

These reward points are often a source of motivation for users to use the credit card more frequently. These rewards can help maximize their potential return on every purchase. However, one should also keep in mind the fees, interest, and repercussions that may arise if the credit card bills are not paid on time.